The future of living fund
A vision for Tomorrow, Built Today

Overview

At The Future of Living Fund, we believe that how we live in the future depends on the choices we make and the efforts we invest today. The Future of Living is not just a passive vision of what might be, but an active pursuit of what can be. We see the future as a canvas, shaped by innovative technologies, sustainability, and a deep commitment to research and technological development.

We see the future as a space where humanity thrives in balance with the planet; our mission is to build the future of living by nurturing the projects, ideas, and innovative technologies that will allow to live more efficiently, comfortably, and harmoniously with our environment. The future will demand new solutions to old problems – whether in energy consumption, urban planning, mobility, or healthcare. That's why we are focused on funding and investing in forward-thinking ideas that challenge the status quo and push the boundaries of what is possible.

To achieve this, technological progression will be central. The goal is not just to live longer, but to live better – with less. We are moving toward a future where technology empowers us to fulfil our basic human needs, while also providing for our psychological, emotional, and mental well-being. We envision a world where every person has access to quality food, energy, education, leisure, and healthcare – an ecosystem designed to improve life quality for all.

Our Investment Approach: Focus and Discipline

Our strategy is a disciplined, four-step framework that focuses on identifying future leaders with the potential for exponential growth through widespread adoption.

1. Macro Analysis

2. Thematic Trends

3. Company Selection

4. Risk Management

Phase 1: Macro Analysis

We assess the macroeconomic, geopolitical, fiscal, and monetary environment to determine our investment direction, specifically the allocation of capital to countries, regions, and asset classes for a desired risk profile.

In asset class allocation, we select the asset class with the best risk-adjusted return potential among Equity, Credit, Currency, and Bond.

We use options, futures, and ETFs to quickly express changes in our investment direction.

As seasoned bankers, we emphasise the importance of solvency. An innovative company cannot succeed, no matter how advanced its technology, if it does not have the financial capacity or discipline to bring its innovations to market before it runs out of funding. Therefore, credit quality and cash flows are crucial factors that overlay our analysis before we allocate our capital.

Our Three Pillars of Focus

To bring this vision to life, we have identified three key pillars of investment and innovation:

1. Physical Needs: Food & Energy

We invest in technologies at increase the efficiency and sustainability of food production and energy generation. Our aim is to support solutions that reduce waste, improve resource distribution, and make renewable energy and sustainable agriculture accessible at scale, and minimising our environmental footprint while improving quality of life for future generations. Technology must make it possible for us to feed the world while minimising the environmental toll.

2. Psychological, Mental Stimulation & Fulfilment

To live comfortably, humans require more than just physical sustenance. We invest in innovations that provide psychological and mental stimulation through education, leisure and well-being technologies. This includes digital platforms for learning, emotional health tools, and AI-driven services that enhance personal growth, entertainment, and connectivity. We focus on enabling individuals to connect with themselves, each other, and the world around them in fulfilling, meaningful ways.

3. Medical Science & Healthcare for All

We believe that healthcare and medical technology should be universal. We are deeply committed to supporting technologies that aim to reduce the cost of medical care exponentially, ensuring that healthcare is accessible to everyone, everywhere. Our focus is on preventive care, innovative treatments, and technologies that optimise healthcare deliver – all designed to make healthcare not just better, but available to all. We seek solutions that drive efficiency and affordability, rather than the traditional profit-driven models that create inequality in access to healthcare.

We adhere to ethical principles and avoid any conflict of interests.

Healthcare

While we recognise the importance of healthcare we are critical of capitalistic models that exploit medical needs for profit. Healthcare should be a universal right, not a commodity. Excessive profit-seeking behaviour, especially in medical science, contradicts the Hippocratic Oath and the true mission of healthcare: to save lives, not just generate wealth.

By selecting where to invest very carefully, we aim to avoid healthcare companies that exhibit predatory behavior. We support a vision that healthcare remains a fundamental human right rather than a luxury commodity.

Defence

We believe in peace, and therefore, we prioritise technologies that support defensive measures over those that create harm. We do not support the arms industry or technologies that are designed for offensive warfare.

By withholding investment, we refuse to profit from conflict or the proliferation of weaponry. This stance prioritizes the inherent value of human life over the high-margin returns often found in military contracts, ensuring our portfolios reflect a commitment to global peace rather than the machinery of war.

Gambling

We exclude investing in the gambling industry because we believe in sustainable wealth creation. Its economic moat is inherently predatory, ensuring the “house” always wins, exploit vulnerable individuals, particularly those in lower-income community.

True prosperity should be built on productive enterprise, innovation, and mutual benefit - not on the misfortune of others.

Our decision reflects a broader commitment to ethical stewardship, where financial returns are pursued in ways that respect human dignity and promote long-term social good.

Our Commitment to the Future

We invest with discipline, integrity, and a share vision for a better tomorrow. Our commitment is to technologies that will make our world more equitable, sustainable, and liveable. By advancing the three pillars of food and energy, mental stimulation and fulfilment, and medical science, we are working towards a future where the human race can flourish in a way that honours both the individual and the collective good.

Our investments are designed to drive positive change, foster technological innovation, and contribute to a world where we all have the resources to live healthier, happier, and more fulfilling lives.

Ready to Invest in the Future?

Join us in creating a sustainable financial future that benefits both people and planet.